For individuals
Track your money without wrestling your bank
Fast manual entry, real privacy from day one, and a Tax Smart tag for personal expenses. No linked accounts required unless you want them.
Manual-first is a feature, not a limitation
A real number of people don't want to hand a budgeting app their bank credentials, and shouldn't have to, to get value from tracking their money. Krateo works fully by manual entry from day one; bank sync is there if you want it later, never a requirement to start.
Built for how you actually spend
Safe-to-Spend
Know what's actually free to spend, today. Not net worth, not a chart. Just one number that updates as you log, after bills, goals, and the rest of your pay period.
Tax Smart
Tag a purchase as tax-relevant while you log it, not in April. Your tagged purchases stay together all year, so your records are ready whenever you or your tax professional need them.
Your money, tracked your way
Coming soon to the App Store and Google Play